forget that most of FMae&FMac's problem RE loans
were the bad ARMS and subprime loans they made at the very end of the RE mortgage collapse.
Therefore there are three types of RE loans, that are NOT distinguished:
The pre-bubble conforming RE loans,
the bubble bad ARMS and subprimes
and
the post collapse loans that had much higher standards
and ARE, now, over 85% of all RE loan mortgages being made to U.S.
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Fannie Mae and Freddie Mac Serious Delinquency Rates mixed in September
http://www.calculatedriskblog.com/2011/10/fannie-mae-and-freddie-mac-serious.html
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